Most homeowners have insurance that covers a new roof if it is damaged as a result of extreme weather conditions and other factors based on the age of your roof, but how do you know you qualify and what steps do you take?
The wind blows swiftly in and around the Chicago area, which causes broken branches and trees to fall on your roof. The heavy weight of these limbs impacts the health of your roof and incites a great deal of damage. These robust winds not only peel away portions of your roof, but they can burden your home’s structural integrity.
Roof replacement is something you can’t ignore because if it goes unaddressed, it can affect many things beyond your roof. At Advantex Restoration, we provide roofing services and specialize in metal roofing installation. Learn more about what qualifies you for a new roof and what steps to take if you find yourself in this situation.
When Roof Damage Occurs in Oswego
To take full advantage of your insurance and get the insurer to pay for a new roof replacement, consider the following:
- Partner with a reputable local roofing company to assess the damage.
- Document the details of the damage through photos.
- Mull over your insurance policy and connect with an agent with questions.
- File your claim.
- Keep all paperwork, receipts, and documentation.
When it comes to roof replacement in Oswego, seek out a certified roofing inspector with a good deal of experience not only in roof installation but working with insurance companies.
When you partner with us, you get a company that understands the roofing claim process and one that ensures you have enough damage to make a claim. It is always wise to get a roof inspection yearly, once your roof is ten years old. One more important thing to note, when you’re going through the steps for filing an insurance claim, work side-by-side with an insurance adjuster and a roofing expert. A roofer can point out areas for the adjuster to look at and can better defend your claim.
It’s also important to work with a roofing company that is both an advocate and liaison with your insurance company. When you partner with a company that provides this additional service it not only takes a little more stress off your plate but you know you’re in good hands with people who can better navigate the insurance industry. We are here from start to finish — from the initial paperwork to the new roof replacement.
More Information on Making a Roofing Claim
When you go through the steps for finding out if you qualify for a new roof (working with a claims adjuster and certified roofing expert) it’s important to complete this in a timely manner because there is likely a time frame from when the damage has occurred that you need to file within. When you get to this step, the more documentation you have, the better. Important details to document include:
- Date and time of the storm
- Documentation from a certified roofing inspector
Insurance is not an easy industry to understand, so work with both your roofing company and insurance company to ensure you fully understand the details and fine print — this is crucial in how your insurance plan will and will not apply. And, keep in mind, when a natural disaster occurs, insurers handle claims on a first come, first serve basis.
Better Simplify the Insurance Claims Process With a Certified Professional Roofer
As we’ve mentioned above, filing a claim for a new roof must be handled in a very specific manner. When you partner with a local roofing company, a certified roofing contractor is the best resource to use to get your roof covered by insurance. Often times insurance companies can exploit what you may not know about the damage and offer you a lower bid, but with a certified roofing inspector, they are able to leave less wiggle room for the insurance adjuster and help get you a better roofing quote.
Choose Full Service Roofing Contractors in Oswego!
If there has been a major storm that has left your roof in shambles, don’t hesitate to reach out. We’re here to be an ally in this process — from working with insurance to a highly crafted and installed new roof.